“Say what you like about Jack Abramoff, but Senator Chris Dodd (D-CT) and Representative Barney Frank (D-MA) shouldn’t come out of the Countrywide Scandal smelling like roses, either.” The Democratic policy on loans created the problems with the current foreclosure market, and only helped facilitate the excessively short-sighted, short-term mentality which said that if you just bought whatever you wanted now, you could let someone else clean up the mess later. The combination of this no-risk mentality and the governmental requirement that those who actually were risky still be allowed to gamble with other people’s money was hardly a match made in heaven.